Why Should I need a Life Insurance ?
WHAT IS LIFE INSURANCE ?
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If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death.
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This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses and college funding. What’s more, there is no federal income tax on life insurance benefits.
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Source::http://www.lifehappens.org
WHY SHOULD I HAVE LIFE INSURANCE?
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No one can says about future. If you have beloved people who are depending on you, imagine what if some day you might not be there to take care of and protect them anymore ? How can your family deal with the bills because these expense would need to be paid with or without you:
In the event of a tragedy, life insurance proceeds can help cover everyday expenses, like the mortgage and household bills. The cash received from a policy (the death benefit) can help protect your family from being burdened with debt.
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In addition to helping meet your family's immediate financial needs, life insurance can also be used to help keep a business thriving, help finance future needs like your children's education or supplement your retirement funds.
Source: https://www.northamericancompany.com/why-life-insurance
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